Life Insurance Claim Help
The Florida life insurance lawyers at the Law Offices of Jason Turchin have handled hundreds of life insurance claims. If your life insurance claim is denied, or if the insurance company is delaying paying your claim, contact a life insurance attorney at the Law Offices of Jason Turchin today for a free consultation at (800) 337-7755. We handle life insurance cases throughout the entire State of Florida! Most insurance companies have statewide lawyers, and you should consider it too. We've fought many major life insurance companies, like MetLife, Gerber Life, AIG, American General Life Insurance Company, Pruco, Transamerica, Prudential, Globe Life and many others.
Why was my life insurance claim denied?
A life insurance company may deny your life insurance claim for many reasons. Some of the common reasons are:
1) Material misrepresentation - This is where an insurance company reviews the policy application and the insured's medical history after death to see whether all of the answers on the application were accurate.
2) Failure to pay premiums - If the insurance company doesn't get premiums in time, they could try to deny a claim because of non-payment of premiums. However, some policies allow grace periods, or waiver of premiums depending on the condition of the insured.
3) Exclusion - A life insurance policy may have several exclusions. A life insurance company may try to argue that the policy did not apply to the specific cause of death.
4) Beneficiary dispute - When more than one person makes a claim to a life insurance benefit, the life insurance company will often file a life insurance interpleader lawsuit.
How can you still collect life insurance if the claim is denied?
An experienced life insurance lawyer should know the various life insurance lawys and nuances in those laws. Florida's life insurance law is very complex. It generally involves knowledge of insurance law, contract law, constitutional law, probate law, wrongful death law, and life insurance claim experience. Our life insurance lawyers have handled numerous life insurance lawsuits throughout the United States in both state and federal courts.
If your life insurance claim was denied or is being delayed, you may still be entitled to file a life insurance lawsuit in Florida. Call us at (800) 337-7755 for a free consultation. We are contingency fee life insurance lawyers and only get paid if you recover money. Otherwise, we waive our fees and costs if there is no recovery.