Denied Life Insurance Claims: How Our Attorneys Can Help You Fight for Your Benefits
When life insurance claims are denied, our experienced lawyers are here to help you navigate the process and secure the benefits you deserve.
A recent news story by ABC7NY highlights the devastating situation a New York widow faced when her husband's life insurance claim was denied. This emotional and challenging ordeal is, unfortunately, not uncommon for beneficiaries who are counting on life insurance benefits to help them cope with the loss of a loved one. At the Law Offices of Jason Turchin, our life insurance lawyers understand the complexities of these cases and are committed to helping you fight for the benefits you deserve.
The Story: A Widow's Struggle for Life Insurance Benefits
According to the ABC7NY article, a New York widow found herself in financial distress when her husband's life insurance claim was denied after his sudden death. The life insurance company claimed that her husband had misrepresented his medical history on the application, leading them to deny the claim. Facing mounting bills and the loss of her husband's income, the widow was left in a dire situation.
Understanding Life Insurance Claim Denials
Insurance companies may deny life insurance claims for various reasons, including:
Misrepresentation or omission of information on the application
Lapse in premium payments
Death occurs within the contestability period (usually within the first two years of the policy)
Exclusions specified in the policy, such as suicide or certain pre-existing conditions
When a life insurance claim is denied, it can be incredibly distressing for the beneficiaries who rely on those benefits for financial stability. However, it's essential to know that you have options and legal recourse to challenge the denial.
How Our Life Insurance Lawyers Can Help
At the Law Offices of Jason Turchin, our experienced life insurance attorneys are dedicated to helping beneficiaries navigate the complex process of contesting denied life insurance claims. Here's how we can help:
Review the Policy and Denial Letter: Our attorneys will thoroughly review your loved one's life insurance policy and the denial letter from the insurance company to determine the basis for the denial and identify any potential errors or inconsistencies.
Gather Evidence: We can work diligently to gather evidence and documentation to support your claim, such as medical records, affidavits from witnesses, and any other relevant information.
Negotiate with the Insurance Company: Our attorneys will communicate with the insurance company on your behalf, presenting the evidence and arguing your case to secure a favorable resolution.
File a Lawsuit if Necessary: If negotiations are unsuccessful, our life insurance lawyers are prepared to take your case to court and fight for the benefits you deserve.
Florida life insurance lawyers
Denied life insurance claims can leave beneficiaries feeling overwhelmed and uncertain about their financial future. At the Law Offices of Jason Turchin, our experienced NJ life insurance lawyers are committed to helping you navigate the complex process and fight for the benefits you deserve. If you are facing a denied life insurance claim, don't hesitate to contact us at 800-337-7755 for a free consultation. Let our experienced attorneys guide you through this challenging time and work towards securing the financial stability you may need.